Faq

FAQ

You will find frequently asked questions here. The answers will clarify our everyday works.

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Will our agreements be recorded?

Certainly! That is of course very important. If you receive a price recommendation from us, it also states the rates of the selling costs. Do you choose our service? Then we make a so-called Overeenkomst Tot Dienstverlening (OTD), which contains all agreements and that is signed by both parties. Afterwards, each party will receive a copy, so that you can always check what has been agreed.

How do you handle my privacy?

All NVM real estate agents take your privacy very seriously and see the rules regarding data protection as logical decency standards.
We process your data carefully and in accordance with legal requirements and pay close attention to adequate security so that your data is protected against unauthorized use, unauthorized access, alteration and unlawful destruction.

Can I sell my house myself?

Ofcourse you can, you know your house best. You only have to ask yourself if you really want to.
It seems as if you are saving money by not hiring a real estate agent or choose a very cheap one.
In practice, that appears to be disappointing.
First, you spend a lot of time on it. And be honest, there are nicer things to think of.
Secondly, you are never entirely sure of your case, there are a lot of legal hooks on selling a house.
Thirdly, negotiating house prices is probably not a dime a dozen for you.
And that are just a few reasons. ARE Makelaars can link your knowledge of the property to the expertise of an NVM real estate agent.

Why do I always miss out on the homes I really like?

The short answer is: due to the shortage on the housing market. There are simply not enough houses for all the people who are searching. This ensures that people start bidding against each other and that way the prices get higher and higher.
One way to improve your chances is to engage a real estate agent.
A purchasing agent has an extensive network, knows the market and knows his customer. Then you will not get a fuss later that the financing is not going through, for example.

Does the selling agent know how much I have to bid?

Yes: as much as possible. And preferably even more.
Because the selling broker looks after the interests of ... the seller, who is his client. His goal is to sell the house at the highest price. And that is precisely not your intention.

Do I have to read through a deed of division completely?

Actually yes, because there can be provisions in it that affect your daily living pleasure.
But it is quite tough. And when it comes to an apartment in a large building, it is also quite a thick file. If you are smart, you can use your real estate agent for this.

What is ground lease?

In the economic sense, the leaseholder has a position that is virtually the same as the position of the owner. He may provide the leasehold land with a building and the leaseholder has the right to sell the leasehold, including the building.
For the lease, the leaseholder pays an annual amount to the owner, the ground rent or canon. In practice it often happens that the canon is bought in one go for the entire duration of the lease.
In practice, the ground lease is extended once the term has expired, but the canon can be considerably higher.
The lease lessor thus benefits from the increase in value of the land.
(source: Wikipedia)

What is a realistic bid?

If you are going to bid, you naturally want your bid to be taken seriously. You should therefore not bid too low. Is the difference between the asking price and your bid too large? Then starting a negotiation is difficult or maybe even impossible.
So immediately offer above the asking price? That is also a trap. Ofcourse you want to make a good offer before the house is gone again. But rushing is not without risks. Could be that your mortgage will not be approved and you are left empty-handed again. And you don't want to pay too much, do you?
Also don't forget the resolutive conditions. The best known is about financing.

Is the seller obliged to tell everything about his house?

The seller has an obligation to provide information. He has to let know if the home has defects and what they are. But if there are obvious defects that the buyer can see right away, then he does not have to name them separately.
The buyer, on the other hand, has the duty to investigate the state of the home and everything that may affect his living pleasure.
If the buyer finds out later that there are things that have been concealed or lied about, he can claim compensation or even reverse the purchase.
It is therefore in his own interest that the seller properly informs the buyer. Also about things he would rather not tell.

What do I need to figure out myself as a buyer?

As a buyer, you have an obligation to investigate. For example: check at the municipality whether you may renovate the house, if you intend to. You are also expected to notice obvious defects yourself and make agreements on this.
We always recommend that you have a building technical inspection carried out.
Another thing that you should be well aware of, is how things are with the Owners' Association. Is it officially registered with the Chamber of Commerce and is there a separate bank account? Are there meetings and is a monthly contribution paid? Is there a multi-year maintenance plan (MJOP) and a joint home insurance? And what is in the minutes of the last meeting?
Maybe it is nicer to let your own real estate agent check all this.

What is an energy label and do I need it?

A definitive energy label shows how energy efficient your home is. The label makes clear which energy-saving measures are possible. The label classes for homes range from A to G. Homes with an A label are the most energy efficient, homes with a G label are the least energy efficient. The label also gives an overview of housing characteristics, such as the housing type, insulation, glazing and heating.
Are you going to sell your house? Then you are required to apply for an energy label. The moment a house changes ownership, you as a seller must hand over the energy label to the new owner.
If you sell a house without an energy label, you will be fined. Applying for an energy label costs money. The amount can vary from a few euros to a few tens of euro’s. The accredited expert, who checks your application, can determine the price himself.
For more information, visit https://www.energielabel.nl/woning/